[Intro: Jon B]
Hot shit, call me
Hot shit, y'all, huh

[Verse 1: Jon B & AZ]
Girl, I won't be caught up (Uh uhn)
I won't be the way (Nah)
That I thought we could be
'Cause, girl, I know see how you are
Nothin' comes for free, baby
I gotta pay your fee (How much you worth, baby?)

[Pre-Chorus: Jon B & AZ]
Money's what she wants (Ice)
Cheddar is the key (Cheddar)
She's in love with me
There's no myth she ain't gotta do it for free

[Chorus: Jon B & AZ]
I gotta put your love on layaway (Can't afford that, man)
To make you stay (Yah)
I can't afford (Too much for me) your love
Ooh, mami mami, mami mami

[Verse 2: Jon B & AZ]
Girl, I'm workin 9 to 9
So I can keep mine
I gotta live my life
You, thought that you could get me
To be your baby's daddy
Girl you're funny funny
[Pre-Chorus: Jon B & AZ]
Money's what she wants
Cheddar is the key
She's in love with me (In love with who?)
Cause she ain't gotta do it for free

[Chorus: Jon B & AZ]
I gotta put your love on layaway (Can't afford that, man)
To make you stay (Ooh, ooh, baby)
I can't afford (I can't afford) your love, baby
Ooh, ooh, yeah
Ooh, ooh, oooh

[Verse 3: AZ]
It's Illmatic, this shit started, never departed
I [?] for those lost in the projects
I tore up them logics, yeah, them courses in college
Chased dollars
To me, what's most important is knowledge
Know the ledge for the chickens that's so on the edge
Nothin' for infrared to glow on your head
Life on the streets grew me well, movin' light on my feet
So deep, had me jumpin' up at night in my sleep
So [?] to speak if you that n***a that's influencin' beef
I'm tryna eat, don't have me put two in your feet
Ninety-nine ways I made out, you'll never fade out
Never get played out, you got game? Gas your way out
'Cause once it start trickin', it's like the odds is dippin'
The more she want with her hand out, it's all the system
The dough is there, we all need clothes to wear
On top of that, since the year's boo, it's only fair
But peep the game, once it's known, all the features change
Facial expressions start switchin', he speakin' strange
Gone with six but she was just blowin' the dick
Sayin' how much she love a n***a holdin' the whip
But if you trip a little, that's how these tricks'll do you
Can't understand? Well Jon gonna kick it to you
[Chorus: Jon B]
I gotta put your love on layaway
To make you stay (Yah)
I can't afford (Too much for me) your love
Ooh, mami mami, mami mami

[Bridge: Jon B]
Girl, I know that's what you want now, girl
I know that's what you want now, girl
Don't front it's what you want know, girl
I know that's what you want now, girl
Don't front it's what you want now, girl
Don't front it's what you want now, girl
I know that's what you want now, girl
Now say just what you want now, girl
What you really want now, girl
Ooh, ooh, ooh, ooh, ooh, ooh, ohh

[Chorus: Jon B & AZ]
I gotta put your love on layaway (Can't afford that, man)
To make you stay (Yah)
I can't afford (Too much for me) your love
Ooh, mami mami, mami mami